Ramai yang terkesan dengan COVID-19 ni.. tambah lagi yang terpaksa cuti tanpa gaji..
So, apa yang bank boleh buat untuk assist financial relief to those yang impacted?
6 months payment holiday gaiss!
Industry yang terkesan – Direct Impact
1. Hotel
2. Restoren
3. Malls
4. Retail Sales
5. Tourism
6. Airlines
Documents yang di perlukan?
1. Request for COVID-19 Moratorium form
Business
1. Bank statement (Before & After COVID-19)
2. Cancelled Orders
3. Monthly Sale (Before & After COVID-19)
Individu
1. Employer’s Letter indicate reason (No Pay Leave/Reduce OT/Half Paid etc etc)
2. Salary slip showing reduction (Before & After COVID-19)
3. Bank Statement (Before & After COVID-19)
Syarat
1. CCRIS max 2 MIA as at Jan 2020
2. Max 3 MIA during signed the application of Moratorium
3. Not habitual of no payment
4. Not under Legal Action
Product
1. Home Financing/Housing Loan
2. Hire Purchase
3. Credit Cards
4. Personal Financing/Loan
5. OD/CL-i
6. SME Fiancing/Loan
Pls refer to your own preferred banker ya.. consult them untuk dapatkan advice .. and boleh submit to the branch..
All of the above, subject to Bank’s assessment..
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